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Mecklenburg County · Charlotte–Concord–Gastonia

Built for the way Charlotte does business.

Charlotte is the second-largest banking center in the United States. Bank of America is headquartered Uptown, Truist was built from Charlotte roots, and Wells Fargo runs a major East Coast hub here, which means the city teems with wealth managers, mortgage shops, accounting firms, and fintech startups that orbit the big banks. Duke Energy adds a Fortune 500 energy anchor, and Atrium Health drives a large medical economy. In a market this relationship-driven, the phone is still where deals start, and fvoip makes sure every call lands professionally.

The 704 area code has served Charlotte since 1947, with 980 overlaying the same region. fvoip provides local numbers in both, so a South End fintech and a Ballantyne advisory practice each present a hometown caller ID. Every plan includes a multi-level auto-attendant, business-hours routing, and voicemail-to-email with AI transcripts, so a client calling after market close still reaches a clear menu and leaves a message your team reads first thing. Mobile and desktop apps keep bankers and brokers on their business line between Uptown meetings.

Most Charlotte firms buy phone service from AT&T Business or Spectrum Business bundles priced well above what cloud calling costs today. fvoip runs $21 to $49 per user per month with unlimited US and Canada calling, free porting, no setup fees, and no contracts, and typical switchers cut phone spend 40 to 60 percent. North Carolina's business growth means new offices, and fvoip adds locations without new hardware. From a 3-person CPA firm in NoDa to a 65-person mortgage branch network across the metro, one system keeps the Queen City connected.

  • Local 704 and 980 numbersShow the Charlotte caller ID clients trust, with numbers in the original 704 code or its 980 overlay.
  • Finance-firm call flowAuto-attendant menus separate new clients, existing accounts, and operations so advisors and processors get the right calls.
  • Free porting from Charlotte carriersKeep your numbers when leaving AT&T Business or Spectrum Business; local ports complete in 3 to 10 business days.
  • Multi-branch readyLink Uptown, Ballantyne, and Lake Norman offices under one system with free extension dialing between branches.
What Charlotte businesses save
Typical 5-person office
Traditional carrierAT&T Business / Spectrum Business
$195/mo
fvoip Essential5 users · unlimited US/Canada calling
$105/mo
You keep
$1,080/year

What every Charlotte business gets.

Included on every plan — no premium tiers for the basics.

Never miss a call

Calls ring your desk phone, mobile app, and desktop at once. Answer wherever you are — the caller just hears it ring.

Enterprise security

Encrypted call paths, role-based recording access, audit logs, and HIPAA-ready configurations with a signed BAA on Enterprise.

Cut your phone bill

Most businesses cut phone spending 40–60% when they switch from a traditional carrier. Flat per-user pricing, no surprise surcharges.

Charlotte questions, answered

Can I get a local 704 number in Charlotte?
Yes. fvoip provides Charlotte numbers in both 704 and the 980 overlay, covering Mecklenburg County and the surrounding region. You can choose your number at signup, and any 704 number you already own ports in free.
Can I keep my number if I switch from AT&T or Spectrum?
Yes. fvoip ports numbers at no charge from AT&T Business, Spectrum Business, and any other US carrier. Local ports typically take 3 to 10 business days, and your current service stays active until cutover, so no calls are missed.
How does fvoip serve financial and mortgage firms in Charlotte?
Firms route new business, servicing, and operations through separate auto-attendant menus, apply business-hours rules around market and closing schedules, and get AI voicemail transcripts for fast callbacks. Mobile apps keep loan officers reachable on the business number in the field.
Is fvoip HIPAA compliant for Charlotte healthcare practices?
Yes. The Enterprise plan at $49 per user per month includes HIPAA compliance and a signed BAA, suiting practices in the Atrium and Novant orbit. Smaller practices without a BAA requirement can start on Essential or Professional.
How quickly can my office go live, and what internet is required?
New numbers activate the same day and desk phones ship pre-configured. Any reliable broadband works, including Spectrum coax or AT&T fiber; each call needs only about 100 kbps of bandwidth.

Get local 704/980 numbers today.

Pick a new Charlotte number in minutes or port the one your customers already dial — porting is free.

Get started with fvoip →